:root{
--primary:#0E5A3C;--primary-dk:#093F2A;--accent:#8CD867;--accent-dk:#79C455;
--text:#14261E;--text-muted:#4F6058;--bg:#fff;--bg2:#EAF5EF;--bg3:#F3F9F5;--border:#DCE8E1;--white:#fff;
--font-head:'Sora',system-ui,sans-serif;--font-body:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
--container:1180px;--radius:14px;--shadow:0 2px 10px rgba(9,63,42,.07);--shadow-lg:0 10px 30px rgba(9,63,42,.10);--trans:.2s ease;
--warn:#FFF4D6;--warn-text:#5B4300}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-padding-top:90px}
body{font-family:var(--font-body);font-size:16px;line-height:1.7;color:var(--text);background:var(--bg)}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.01em;line-height:1.2}
h1{font-size:clamp(1.85rem,4.4vw,2.9rem)}
h2{font-size:clamp(1.45rem,3vw,2.1rem)}
h3{font-size:clamp(1.1rem,2vw,1.3rem)}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary)}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--primary-dk);color:#fff;padding:12px 18px;z-index:10000;font-weight:700}
.skip-link:focus{left:12px;top:12px}
.wrap{max-width:var(--container);margin:0 auto;padding:0 24px}
main p{overflow-wrap:break-word}
main p+p{margin-top:14px}
main h2+p,main h3+p{margin-top:14px}
.bullets li+li{margin-top:8px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--accent);color:var(--primary-dk);font-weight:700;font-size:16px;padding:14px 26px;text-decoration:none;border-radius:100px;border:2px solid transparent;transition:background var(--trans)}
.btn:hover{background:var(--accent-dk)}
.btn:focus-visible{outline:3px solid var(--primary-dk);outline-offset:3px}
.btn-dark{background:var(--primary);color:#fff}
.btn-dark:hover{background:var(--primary-dk)}
.btn-ghost{background:#fff;color:var(--text);border-color:var(--border)}
.btn-ghost:hover{background:var(--bg2)}
.btn-light{background:#fff;color:var(--primary-dk)}
.btn-light:hover{background:var(--bg2)}
/* header */
.topbar{background:var(--primary-dk);color:#CFE8DB;font-size:13.5px;padding:9px 0}
.topbar-inner{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:var(--accent);font-weight:700;text-decoration:none}
.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 1px 0 var(--border)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:74px}
.logo{flex-shrink:1;min-width:0;display:block}
.logo img{height:44px;width:auto;max-width:100%}
.nav-links{display:flex;align-items:center;gap:1.4rem;list-style:none}
.nav-links>li>a{color:var(--text);text-decoration:none;font-weight:600;font-size:14.5px;padding:8px 0;display:inline-block}
.nav-links>li>a:hover{color:var(--primary)}
.nav-links .nav-cta{background:var(--accent);color:var(--primary-dk);padding:10px 20px;border-radius:100px;font-weight:700}
.nav-links .nav-cta:hover{background:var(--accent-dk);color:var(--primary-dk)}
.has-dropdown{position:relative}
.dropdown{position:absolute;top:100%;left:-12px;min-width:250px;padding:8px 0;margin:0;list-style:none;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity var(--trans),visibility var(--trans),transform var(--trans);z-index:1000}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li{list-style:none}
.dropdown a{display:block;padding:9px 18px;white-space:nowrap;color:var(--text);text-decoration:none;font-size:14.5px;font-weight:500}
.dropdown a:hover{background:var(--bg2);color:var(--primary)}
.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;min-width:44px;min-height:44px;background:none;border:0;cursor:pointer;padding:8px}
.hamburger span{display:block;width:24px;height:2px;background:var(--primary-dk);border-radius:2px;transition:transform var(--trans),opacity var(--trans)}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(330px,88vw);background:#fff;z-index:9999;transform:translateX(100%);transition:transform .3s ease;overflow-y:auto;padding:22px;visibility:hidden}
.mob-drawer:not([hidden]){transform:translateX(0);visibility:visible}
.mob-drawer[hidden]{display:block}
.drawer-close{position:absolute;top:10px;right:12px;background:none;border:0;font-size:24px;min-width:44px;min-height:44px;cursor:pointer;color:var(--text)}
.mob-drawer ul{list-style:none;margin:42px 0 0}
.mob-drawer li a{display:block;padding:13px 0;font-size:16.5px;border-bottom:1px solid var(--border);color:var(--text);text-decoration:none;font-weight:600}
.mob-drawer li.drawer-sub a{padding-left:16px;font-weight:500;font-size:15.5px;color:var(--text-muted)}
.mob-drawer li a.drawer-cta{background:var(--accent);color:var(--primary-dk);text-align:center;border-radius:100px;margin-top:18px;border-bottom:0;font-weight:700}
.mob-overlay{position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:9998;opacity:0;visibility:hidden;transition:opacity var(--trans),visibility var(--trans)}
.mob-overlay.visible{opacity:1;visibility:visible}
/* hero and page heads */
.hero{background:linear-gradient(135deg,#fff 0%,var(--bg2) 100%);padding:64px 0;position:relative;isolation:isolate;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.badge{display:inline-flex;align-items:center;gap:8px;background:var(--bg2);color:var(--primary-dk);font-weight:700;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:18px}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--primary)}
.badge-alt{background:var(--primary-dk);color:#fff}
.badge-alt:before{background:var(--accent)}
.hero h1{margin-bottom:16px}
.hero h1 span{color:var(--primary)}
.hero-sub{color:var(--text-muted);font-size:17.5px;max-width:520px;margin-bottom:24px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.trustrow{display:flex;gap:10px 20px;flex-wrap:wrap;color:var(--text-muted);font-size:14px;font-weight:600;list-style:none}
.trustrow li:before{content:"\2713\00a0";color:var(--primary)}
.statpanel{background:var(--primary-dk);color:#fff;border-radius:var(--radius);padding:28px}
.panel-title{font-family:var(--font-head);font-size:15px;color:#CFE8DB;margin-bottom:14px;font-weight:600}
.strow{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.16);font-size:14.5px}
.strow:last-child{border-bottom:0}
.strow b{color:var(--accent);font-family:var(--font-head);font-size:15.5px;text-align:right}
.pagehead{background:linear-gradient(135deg,var(--primary-dk) 0%,var(--primary) 100%);color:#fff;padding:54px 0 50px;position:relative;isolation:isolate;overflow:hidden}
.pagehead h1{color:#fff;margin-bottom:12px;max-width:900px}
.pagehead .hero-sub{color:#DCEFE5;max-width:760px;margin-bottom:22px}
.pagehead .badge{background:var(--accent);color:var(--primary-dk)}
.pagehead .badge:before{background:var(--primary-dk)}
.pagehead .badge-alt{background:#fff;color:var(--primary-dk)}
.pagehead .badge-alt:before{background:var(--primary)}
.pagehead.is-light{background:linear-gradient(135deg,var(--bg2) 0%,#fff 100%);color:var(--text)}
.pagehead.is-light h1{color:var(--text)}
.pagehead.is-light .hero-sub{color:var(--text-muted)}
.crumbs{font-size:13.5px;margin-bottom:16px;color:#CFE8DB;list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li:before{content:"/";margin-right:6px;opacity:.6}
.crumbs a{color:#fff}
.has-hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(9,63,42,.92) 0%,rgba(9,63,42,.72) 55%,rgba(9,63,42,.45) 100%);z-index:-1}
.hero.has-hero h1,.hero.has-hero .hero-sub,.hero.has-hero .trustrow{color:#fff}
.hero.has-hero h1 span{color:var(--accent)}
.zips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin-top:6px}
.zip-chip{display:inline-block;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.4);color:#fff;font-weight:700;font-size:14px;padding:5px 14px;border-radius:100px}
.zips-label{font-size:13px;font-weight:700;color:#CFE8DB;margin:14px 0 4px;letter-spacing:.04em;text-transform:uppercase}
/* bands */
.strip{background:var(--bg2);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.strip-inner{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:12px;list-style:none}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:14px}
.stripitem svg{width:20px;height:20px;color:var(--primary);flex:none}
.emergency{background:var(--accent);color:var(--primary-dk);padding:22px 0}
.emergency-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px}
.emergency p{font-size:14.5px}
.emergency p+p{margin-top:0}
.ctaband{background:var(--primary-dk);color:#fff;padding:60px 0;text-align:center}
.ctaband h2{font-size:clamp(1.6rem,3.6vw,2.4rem);margin-bottom:10px}
.ctaband p{font-size:17px;color:#CFE8DB;margin-bottom:24px}
/* sections */
.sec{padding:clamp(3rem,6vw,4.8rem) 0;background:#fff}
.sec-tint{background:var(--bg2)}
.kick{color:var(--primary-dk);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec-title{margin:10px 0 28px;font-size:clamp(1.5rem,3.2vw,2.15rem)}
.lede{max-width:780px;margin-bottom:26px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card .ic{width:50px;height:50px;background:var(--bg2);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:14px;color:var(--primary)}
.card .ic svg{width:26px;height:26px}
.card h3{margin-bottom:8px}
.card p{font-size:14.5px;color:var(--text-muted);margin-bottom:12px}
.card a.more{color:var(--primary);font-weight:700;font-size:14.5px;text-decoration:none}
.card a.more:hover{text-decoration:underline}
.card-secondary{background:var(--bg3)}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.whycard{background:#fff;border-radius:var(--radius);padding:24px;text-align:center;border:1px solid var(--border)}
.sec-tint .whycard{border-color:transparent}
.whycard .num{width:44px;height:44px;background:var(--primary);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:700;margin:0 auto 14px;font-size:18px}
.whycard h3{font-size:16.5px;margin-bottom:6px}
.whycard p{font-size:14.5px;color:var(--text-muted)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;list-style:none}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--border)}
.step{text-align:center;padding:0 16px;position:relative}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--accent);color:var(--primary-dk);font-family:var(--font-head);font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;position:relative;z-index:2}
.step h3{font-size:17px;margin-bottom:6px}
.step p{font-size:14.5px;color:var(--text-muted)}
.prepgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;list-style:none}
.prepcard{background:#fff;border:1px solid var(--border);border-left:5px solid var(--accent);border-radius:var(--radius);padding:20px 22px;box-shadow:var(--shadow)}
.prepcard h3{font-size:16px;margin-bottom:6px}
.prepcard p{font-size:14.5px;color:var(--text-muted)}
.prepcard.is-stop{border-left-color:#C2410C}
.safety{background:var(--warn);color:var(--warn-text);border-radius:var(--radius);padding:20px 24px;margin-top:22px;border:1px solid #F0D98C}
.safety h3{font-size:16px;margin-bottom:6px;color:#4A3500}
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);background:#fff;margin:22px 0}
table.data{width:100%;border-collapse:collapse;font-size:14.5px;min-width:520px}
table.data th{background:var(--primary-dk);color:#fff;text-align:left;padding:13px 18px;font-size:12.5px;text-transform:uppercase;letter-spacing:.04em}
table.data td{padding:14px 18px;border-top:1px solid var(--border);vertical-align:top}
table.data td:first-child{font-weight:700;color:var(--primary-dk)}
.tnote{font-size:13.5px;color:var(--text-muted);margin-top:-8px}
.insurepanel{background:var(--primary-dk);color:#fff;border-radius:16px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.insurepanel h3{font-size:24px;margin-bottom:8px;color:var(--accent)}
.insurepanel p{font-size:15px;color:#CFE8DB;max-width:640px}
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;list-style:none}
.areas a{display:block;background:#fff;padding:13px 14px;border-radius:10px;color:var(--text);text-decoration:none;font-weight:600;font-size:14.5px;text-align:center;border:1px solid var(--border)}
.areas a:hover{background:var(--bg2)}
/* article layout */
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;align-items:start}
.sidecard{position:sticky;top:96px;align-self:start;background:var(--primary-dk);color:#fff;border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-lg)}
.sidecard .kick{color:var(--accent)}
.sidecard h3{margin:8px 0 8px;font-size:20px;color:#fff}
.sidecard p{font-size:14.5px;color:#CFE8DB;margin-bottom:16px}
.sidecard .btn{width:100%;margin-bottom:16px}
.sidecard ul{list-style:none;margin-bottom:14px}
.sidecard li{font-size:14px;color:#E6F3EC;padding-left:24px;position:relative}
.sidecard li:before{content:"\2713";position:absolute;left:0;color:var(--accent);font-weight:700}
.sidecard a.side-link{color:var(--accent);font-weight:700;font-size:14.5px}
.panel-card{background:#fff;border:1px solid var(--border);border-radius:20px;padding:36px 40px;box-shadow:var(--shadow-lg);max-width:880px;margin:0 0 24px}
.callout-card{background:#fff;border:1px solid var(--border);border-radius:20px;padding:34px 40px;box-shadow:var(--shadow-lg);position:relative;overflow:hidden;max-width:880px;margin:0 0 24px}
.callout-card:before{content:"";position:absolute;top:0;left:0;bottom:0;width:6px;background:linear-gradient(180deg,var(--accent),var(--primary))}
.insight-card{background:var(--bg2);border:1px solid var(--border);border-radius:20px;padding:36px 40px;position:relative;max-width:880px;margin:0 0 24px}
.insight-card:before{content:"";position:absolute;top:22px;bottom:22px;left:0;width:5px;border-radius:0 4px 4px 0;background:var(--primary)}
.panel-card h2,.callout-card h2,.insight-card h2{margin-bottom:4px}
.panel-card h3,.callout-card h3,.insight-card h3{margin-top:20px}
.icon-list{list-style:none;display:grid;gap:14px;margin-top:16px}
.icon-list li{display:flex;align-items:flex-start;gap:14px;margin-top:0}
.icon-list .ico{flex:none;width:27px;height:27px;border-radius:50%;background:var(--primary);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;margin-top:2px}
.bullets{margin:14px 0 0 22px}
.mapwrap{padding:44px 0;background:var(--bg3)}
.mapwrap h2{font-size:22px;margin-bottom:14px}
.mapframe{width:100%;height:360px;border:0;border-radius:var(--radius);display:block;background:var(--bg2)}
.map-local{margin:0 0 24px;max-width:880px}
.map-local .mapframe{height:300px}
/* faq */
.faq{max-width:880px;margin:0 0 24px}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:12px;margin-bottom:10px;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:18px 22px;font:700 16px/1.4 var(--font-head);color:var(--text);cursor:pointer;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq-q:after{content:"+";font-size:22px;color:var(--primary);flex:none}
.faq-item.open .faq-q:after{content:"\2212"}
.faq-q:focus-visible{outline:3px solid var(--primary);outline-offset:-3px}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.open .faq-answer{max-height:900px}
.faq-answer p{padding:0 22px 20px;color:var(--text-muted);font-size:15.5px}
.faq-wrapper h2{margin-bottom:18px}
/* blog index */
.postgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.postcard{background:#fff;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column}
.postcard .pc-top{background:linear-gradient(135deg,var(--primary-dk),var(--primary));color:#CFE8DB;font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:14px 20px}
.postcard .pc-body{padding:20px 22px 24px}
.postcard h2{font-size:17px;margin-bottom:8px}
.postcard h2 a{color:var(--text);text-decoration:none}
.postcard h2 a:hover{color:var(--primary)}
.postcard p{font-size:14.5px;color:var(--text-muted)}
.byline{font-size:14px;color:var(--text-muted);margin-bottom:6px}
.pagehead .byline{color:#CFE8DB}
.legal h2{margin-top:26px;font-size:1.3rem}
.legal{max-width:820px}
/* footer */
.site-footer{background:var(--primary-dk);color:#CFE8DB;padding:50px 0 30px;font-size:14.5px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.site-footer h2{color:#fff;font-size:16px;margin-bottom:12px}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:7px}
.site-footer a{color:#CFE8DB;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer .foot-logo img{height:44px;width:auto;margin-bottom:14px}
.site-footer p{margin-bottom:8px}
.copyright{border-top:1px solid rgba(255,255,255,.16);margin-top:30px;padding-top:18px;font-size:13px}
/* sticky call */
.stickybar{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--primary-dk);z-index:50;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.15)}
.stickybar a{display:flex;align-items:center;justify-content:center;gap:8px;color:var(--accent);font-weight:700;font-size:15.5px;text-decoration:none;min-height:44px}
.float-call{position:fixed;right:24px;bottom:24px;width:56px;height:56px;border-radius:50%;background:var(--accent);color:var(--primary-dk);display:flex;align-items:center;justify-content:center;box-shadow:0 8px 22px rgba(9,63,42,.3);z-index:60;text-decoration:none}
.float-call:hover{background:var(--accent-dk)}
.float-call svg{width:26px;height:26px}
.notfound{text-align:center;padding:90px 0}
.notfound h1{margin-bottom:14px}
.notfound p{max-width:560px;margin:0 auto 22px}
@media(max-width:1200px){.nav-links{gap:1rem}}
@media(max-width:900px){
.hero-grid,.insurepanel,.twocol{grid-template-columns:minmax(0,1fr)}
.cards,.why,.postgrid,.prepgrid{grid-template-columns:1fr 1fr}
.steps{grid-template-columns:1fr 1fr;gap:28px 0}
.steps:before{display:none}
.areas{grid-template-columns:1fr 1fr}
.sidecard{position:static}
.footer-grid{grid-template-columns:1fr 1fr}
.hero{padding:44px 0}
}
@media(max-width:900px) and (min-width:769px){.nav-links{gap:.7rem}.nav-links>li>a{font-size:13.5px}.logo img{height:38px}}
@media(max-width:768px){
.nav-links{display:none}
.hamburger{display:flex}
.stickybar{display:block}
body{padding-bottom:70px}
.float-call{display:none}
.topbar-inner{justify-content:center;text-align:center}
.topbar-area{display:none}
}
@media(max-width:600px){
.cards,.why,.postgrid,.prepgrid,.steps,.areas,.footer-grid{grid-template-columns:1fr}
.panel-card,.callout-card,.insight-card{padding:28px 22px;border-radius:16px;max-width:100%}
.strip-inner{flex-direction:column}
.emergency-inner{flex-direction:column;align-items:flex-start}
.mapframe{height:300px}
.wrap{padding:0 16px}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}
.postgrid{list-style:none}
.inline-cta{margin-top:18px}
.legal h2{margin-top:0}

.btn svg,.stickybar svg,.emergency svg,.drawer-cta svg{width:20px;height:20px;flex:none}
.sticky-cta{z-index:50}

.card-img{display:block;width:calc(100% + 52px);max-width:none;margin:-26px -26px 18px;aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius) var(--radius) 0 0}
.postcard .pc-img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
.fig{max-width:860px;margin:0 auto 24px}
.fig img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow)}